Down Payment Assistance!

Down payment assistance is available. The California Dream for All will be coming in January 2026.

Voucher registration will open again in early 2026.
Start preparing now.

Program Highlights

• Offers up to 20% for down payment or closing costs, not to exceed $150,000
• Homebuyer must register for a voucher. A randomized drawing will select registrants who will receive the voucher. This will not be first come, first served.

Eligibility

• One borrower must be a first-generation homebuyer.
• One borrower must be current resident of California.
• All borrowers must be first-time homebuyers.
• Income must meet CalHFA Income Limits for the county you are purchasing in.

Documents Needed

• California Dream For All (DFA) Lender Pre-Approval Letter
• Government ID: Passports, driver’s license, state-issued ID, military ID, permanent residence cards, visas or employment authorization documents
• Foster care documentation (if applicable): Foster Care Verification Form/Letter or court documents
• The DFA Voucher application will require information for both parents of the designated first-generation borrower(s) including:
  • Name
  • Date of birth
  • Date of death (if applicable)
  • Current address
• Proof of parent relationship
  • Birth Certificate
  • Adoption papers

Shared Appreciation

Shared Appreciation is a little more complex than a typical mortgage loan, so we’ve put together a few examples for you.

Here is the link to apply: https://www.calhfa.ca.gov/dream/

The number one obstacle for most homebuyers is the down payment, but help is out there. Down Payment Resource connects homebuyers with the down payment help they need and provides tools for housing professionals to help them along the way.